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If you are reading this, you are definitely wondering what these two things have in common. Well, I will get to that in a moment, but first I want to clear up some common misunderstandings about credit repair.

If you are just begining your search for information about credit repair. I must warn you, a lot of the information you will find during your internet search will totally confuse you. I have been in the credit repair industry for a long time and I will tell you, I can’t believe a lot of the things I have found on the internet.

I have read everything from, I can’t get in touch with the person who is repairing my credit, credit repair services are a scams, I can fix your credit in 37 days, you can’t remove negaitve items from your credit reports, why pay someone to repair my credit when I can do it myself.

Are these statements valid? I wish I could give you a better answer, but the real answer is, NO and YES.

NO! These statements are not true, because some of those statements are made by people who don’t understand how credit bureaus work and/or misinterpet the FCRA. Also, There is a MLM credit repair company out there(This is the major reason why people complain). What happens is lot of people sign up to be a representive, then quit a three months later.

Unfortunately, these statements are true, because like any other industries, car salesman, lawyers, mortage agents. There are unethical people in the field.

If you are looking for more information about credit repair services. Please, keep a look out for articles by Tim Vanderbilt, Credit Repair (Rebuild) expert.

Ok, here’s what new years and credit repair have in common. {When both of them are over you will have a! Both of them give you a} fresh start, once again. However, do not take it for granted that you have a new start with your credit, because unlike new year’s, fixing your credit is something you only want to do once in your lifetime.

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